HomePath Loans

Your home is one of the most valuable investments you can make, and with mortgage rates at historic lows, now is a great time to partner with Southwest Florida Lending LLC and finance your new home.

Your Home Loan is Waiting

As with all mortgage loans, the HomePath Mortgage requires borrowers to meet qualification standards known as “mortgage guidelines”.

For example, in order to qualify for the HomePath Mortgage, your lender will verify your income via W-2s and tax returns; your assets via bank statements; and, your credit scores via an official credit report.

  • Subject properties must also be marked as Fannie Mae HomePath-eligible. Your real estate agent can help you to locate participating properties.
  • Condominium can be non-warrantable via the HomePath Mortgage program but lenders will require the project to carry minimum insurance to protect against loss.
  • Interest-only mortgages are not allowed via HomePath and not all lenders will offer the HomePath Renovation Mortgage option.
  • If at first your loan is declined, consider re-applying with a different mortgage lender.

Work with us whatever way works for you. Connect in person, online, or over the phone. Your home mortgage consultant will be by your side throughout the home-buying process.

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Our Loan Products

Compare different types of new home and refinance mortgage loan programs and their features to help you decide which product is best for you.

FHA Loan

Looking to buy a home with as little as 3.5% down and easy qualification and credit requirements? Learn more about FHA loans and apply today!

VA Loan

Discover the benefits of a VA loan including VA mortgage rate information. Government-backed VA loans require no down payment or PMI insurance. Apply today.


Introduced in March 2009, HARP enables borrowers with little or no equity to refinance into more affordable mortgages without new or additional mortgage insurance.

HomePath Loan

HomePath allows you to buy homes that have previously been repossessed by Fannie Mae. It allows you to get a home with as little as 5% down and have no mortgage insurance.

Jumbo Loan

Jumbo loan mortgages are a great way to buy a luxury home . Jumbo mortgages can exceed the conforming loan limit. Learn more to see if this is the right option for you.

Conventional Loan

A conventional fixed-rate mortgage guarantees a fixed interest rate and payment over the life of the loan with terms ranging in average from 10 to 30 years.

Features & Benefits

There are six distinct phases of the mortgage loan process: pre-approval, house shopping; mortgage application; loan processing; underwriting and closing. Here’s what you need to know about each step.

Mortgage Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience.

House Shopping

At this stage, it’s a good idea to start working with a buyer’s agent and viewing homes.

Applying for a Mortgage

To apply for a mortgage loan, you will have to provide a lender with personal financial information.

Loan Processing

Loan processors gather documentation about the borrower and property and reviews all information provided.


The underwriter is the key decision-maker. They closely evaluate all the documentation prepared by the loan processor in the loan package.


The closing is the moment for which you’ve been waiting. It’s time to sign a bunch of documents and complete your purchase or refinance.

Personal Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.


Maximum age of applicant at loan maturity: 60 years


Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

Frequently Ask Questions

Frequently Asked Questions and Answers To Your Loan Needs

HomePath is the branding used for all Fannie Mae-owned properties — anytime you see something labeled “HomePath”, it has to do with the sale of our Fannie Mae-owned properties. For example, HomePath.com is our website, where homebuyers and real estate professionals can get detailed information on our listings.

HomePath.com includes only those properties owned by Fannie Mae. Foreclosed properties can represent a great opportunity for first-time buyers, move-up buyers, those looking for a second or vacation home or those looking for an investment opportunity.

There is a wide selection of homes in neighborhoods across the country — from single-family homes to condominiums and town houses. Keep in mind, the number, type and sales price of homes may vary substantially by market as well as the condition of the home. Many are move-in ready, while some may require light repairs or more extensive renovations.

Usually, when you buy a home, you deal with a seller who lives in the home. Fannie Mae has acquired these properties through foreclosure, deed-in-lieu of foreclosure, or forfeiture.

When buying a Fannie Mae-owned home, you should know the condition of the property, the cost of any needed repairs, and the steps in the loan qualification and closing process before you enter into a purchase and sales agreement.

Fannie Mae lenders have financing flexibilities* for Fannie Mae-owned properties, known as HomePath® properties, such as:

Get a Quote

Apply for a Southwest Florida Lending, LLC Loan online, All you need to do is provide your details below application form.