Jumbo Loans

Your home is one of the most valuable investments you can make, and with mortgage rates at historic lows, now is a great time to partner with Southwest Florida Lending LLC and finance your new home.

Your Home Loan is Waiting

You need a home loan lender who understands your financial situation as much as they understand your personal goals. And that’s where we come in.

Might you be eligible?

See if you meet these basic eligibility requirements:

  • To make a down payment of at least 20 percent for a purchase (or have at least 20 percent equity in a refinance).
  • To document your income.
  • To get an adjustable-rate loan, because fixed-rate jumbos are relatively rare.
  • For your monthly mortgage payment to be no more than 38 percent of your income before taxes.
Jumbo Loan

Work with us whatever way works for you. Connect in person, online, or over the phone. Your home mortgage consultant will be by your side throughout the home-buying process.

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Our Loan Products

Compare different types of new home and refinance mortgage loan programs and their features to help you decide which product is best for you.

FHA Loan

Looking to buy a home with as little as 3.5% down and easy qualification and credit requirements? Learn more about FHA loans and apply today!

VA Loan

Discover the benefits of a VA loan including VA mortgage rate information. Government-backed VA loans require no down payment or PMI insurance. Apply today.


Introduced in March 2009, HARP enables borrowers with little or no equity to refinance into more affordable mortgages without new or additional mortgage insurance.

HomePath Loan

HomePath allows you to buy homes that have previously been repossessed by Fannie Mae. It allows you to get a home with as little as 5% down and have no mortgage insurance.

Jumbo Loan

Jumbo loan mortgages are a great way to buy a luxury home . Jumbo mortgages can exceed the conforming loan limit. Learn more to see if this is the right option for you.

Conventional Loan

A conventional fixed-rate mortgage guarantees a fixed interest rate and payment over the life of the loan with terms ranging in average from 10 to 30 years.

Features & Benefits

There are six distinct phases of the mortgage loan process: pre-approval, house shopping; mortgage application; loan processing; underwriting and closing. Here’s what you need to know about each step.

Mortgage Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience.

House Shopping

At this stage, it’s a good idea to start working with a buyer’s agent and viewing homes.

Applying for a Mortgage

To apply for a mortgage loan, you will have to provide a lender with personal financial information.

Loan Processing

Loan processors gather documentation about the borrower and property and reviews all information provided.


The underwriter is the key decision-maker. They closely evaluate all the documentation prepared by the loan processor in the loan package.


The closing is the moment for which you’ve been waiting. It’s time to sign a bunch of documents and complete your purchase or refinance.

Personal Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.


Maximum age of applicant at loan maturity: 60 years


Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

Frequently Ask Questions

Frequently Asked Questions and Answers To Your Loan Needs

For loans backed by Fannie Mae and Freddie Mac, loan limits were established in 2006 and remain unchanged. The current loan limit for a single-family home is $417,000. That means that any loan for more than $417,000 is viewed as a jumbo loan. However, that limit can vary depending on the county-there are about 200 counties where the loan limits are more due to higher home prices. For example, in Alaska, Hawaii, Guam, and the U.S. Virgin Islands, the limit is $625,500. The limits in other high cost areas range from around $729,750 to $938,250.

As a rule, the interest rates for this type of financing are higher than for a conventional mortgage. Since these loans are for larger sums they come with additional risk for the lender, thus the higher interest rate.

As a rule, the interest rates for this type of financing are higher than for a conventional mortgage. Since these loans are for larger sums they come with additional risk for the lender, thus the higher interest rate.

No, they are also available as a 15-Year Fixed Rate loan and as an ARM or adjustable rate mortgage.

Get a Quote

Apply for a Southwest Florida Lending, LLC Loan online, All you need to do is provide your details below application form.